Health Insurance
Protect your family from rising medical expenses with smart planning, regulatory guidance alignment, and powerful health insurance decision-support tools.
Health Insurance Suite & Tools
Explore health floater plans, senior citizen cover, top-ups, and medical calculators.
Health Premium Calculator
Estimate family floater & individual health insurance premiums instantly based on age & city tier.
Family Floater Plans
Single policy covering spouse, children, and parents with shared sum insured benefits.
Senior Citizen Insurance
Specialized health plans for parents aged 60+ with pre-existing disease coverage.
Critical Illness Cover
Lump sum cash payout upon diagnosis of cancer, heart attack, or major organ failure.
Personal Accident Shield
Financial protection against accidental death, permanent disability, and income loss.
Group Corporate Insurance
Tailored employee health benefits for MSMEs, startups, and corporate teams.
Hospital Cost Estimator
Estimate ICU, room rent, and surgical expenses across Tier-1 and Tier-2 Indian cities.
BMI Health Calculator
Calculate Body Mass Index (BMI) and evaluate potential medical underwriting loading.
Why Health Insurance Matters
Protect your wealth against medical inflation and emergency bills
Medical Inflation
Hospitalization costs rise at 14% per year in India. Insurance preserves your hard-earned savings.
Cashless Care
Direct bill settlement at 10,000+ partner network hospitals with zero upfront cash hassle.
Tax Savings
Save up to ₹75,000 under Section 80D of Income Tax Act for self, family, and parents.
Family Security
Comprehensive sum insured guarantees top-tier private ICU and hospital room coverage.
Popular Health Calculators
Health Premium Calculator
IRDAI aligned family floater premium estimator.
BMI Health Calculator
Body Mass Index & health risk evaluator.
Medical Inflation Calculator
Project future hospitalization costs at 14% inflation.
Hospital Cost Estimator
City-wise ICU & room rent cost analyzer.
Critical Illness Costing
Lump sum treatment expenses for 36 illnesses.
Health Goal Planner
Long-term medical contingency fund modeler.
5-Step Health Planning Journey
From initial quote estimation to active policy disbursal
Choose Plan
Family Floater vs Individual
Calculate Premium
Use live IRDAI engine
Compare Tariffs
Check room rent & NCB
Expert Advice
Consult licensed advisor
Instant Policy
100% digital issuance
Knowledge Center & FAQs
Regulatory information reviewed against applicable IRDAI guidance. FinSetu India provides educational estimation and decision-support tools based on standard Indian health insurance practices. Privacy first: FinSetu India provides educational estimation tools designed to keep your calculation inputs secure and confidential.