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Personal Accident Protection Guide
Financial protection against accidents covering death, disability, and medical expenses.
Informational Guide
Personal accident insurance provides coverage in case of accidental death, permanent total disability, permanent partial disability, and temporary total disability. It also covers accident-related medical expenses.
Policy Comparison Matrix
Analyze basic, premium, and enterprise covers.
| Policy Features | Basic Plan | Premium Plan | Enterprise Plan |
|---|---|---|---|
| Accidental Death | Sum Assured | 2x SA | 3x SA |
| Permanent Disability | 100% SA | 125% SA | 150% SA |
| Medical Expenses | Up to ₹1 Lakh | Up to ₹3 Lakh | Up to ₹5 Lakh |
Frequently Asked Questions
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Calculated: 9 September 2026Accuracy: ±5% for standard scenarios. Actual results may vary based on individual circumstances, changing market conditions, and institutional policies.

