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Top-up Plans Protection Guide
Affordable high-value health cover that kicks in after your base policy sum insured is exhausted.
Informational Guide
Top-up health insurance plans provide additional coverage above a deductible amount. They are cost-effective as they only pay claims exceeding the threshold, making high coverage affordable. Super top-up plans aggregate all claims across the year.
Policy Comparison Matrix
Analyze basic, premium, and enterprise covers.
| Policy Features | Basic Plan | Premium Plan | Enterprise Plan |
|---|---|---|---|
| Deductible Type | Per Claim | Per Claim | Aggregated (Super) |
| Coverage After Deductible | Up to ₹5 Lakh | Up to ₹10 Lakh | Up to ₹25 Lakh |
| Premium Affordability | Very Low | Low | Moderate |
Frequently Asked Questions
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Calculated: 9 September 2026Accuracy: ±5% for standard scenarios. Actual results may vary based on individual circumstances, changing market conditions, and institutional policies.