Annual Information Statement (AIS) Guide: Download, SFT Tracking & Feedback

वार्षिक सूचना विवरण (AIS) संपूर्ण गाइड एवं फीडबैक

Comprehensive guide to the Annual Information Statement (AIS) under Section 285BB of the Income Tax Act: how the department aggregates high-value financial data (SFT reporting from banks, registrars, stock exchanges, and mutual funds), submitting corrections, and ensuring 100% compliant ITR filing.

Written by: Author Profile

Direct Tax & CA Review Panel

Chartered Accountancy Review Panel • Senior Direct Tax Review Desk

Reviewed & Fact-Checked by: Technical Review Panel

Tax Law & Dispute Review Desk

Tax Litigation & Legal Review Panel • Tax Appeal & Procedure Review Desk

Published: 1st April 2026•Last Updated: 15th August 2026•Last Reviewed: 15th August 2026

Key Statutory Highlights (FY 2026-27 (AY 2027-28))

Part A (General Information): PAN, Aadhaar, Name, Date of Birth, Mobile, Email, and Address.

Part B (Financial Transactions): 50+ transaction types categorized across: (1) TDS/TCS Information, (2) SFT (Specified Financial Transactions), (3) Payment of Taxes, (4) Demand and Refund, (5) Other Information.

Tracks savings bank interest, fixed deposit interest, stock dividends, mutual fund purchases & redemptions, share trading turnover, property registrations, credit card bill payments (>₹10L), and foreign currency purchases.

Interactive Feedback: If AIS displays duplicate or incorrect transactions, you can submit online feedback ('Information is incorrect', 'Information relates to other PAN', 'Duplicate') directly on the portal.

Who is Eligible & When Does it Apply?

Applicability #1

All PAN holders with recorded financial transactions reported by reporting entities.

Step-by-Step Procedure & Compliance Roadmap

Log in & Open AIS Tab

Download AIS PDF / JSON

Click on the relevant Financial Year and download the password-protected AIS PDF (Password: PAN in lowercase + DOB DDMMYYYY).

Verify Every Income Line Item

Cross-check reported bank interest, stock sales, and dividends against your actual bank passbooks and broker P&L.

Submit Online Feedback if Discrepancy Exists

Select the transaction, click 'Feedback', and choose the appropriate reason (e.g., duplicate transaction or joint account).

Mandatory Documents Checklist

PAN Card, Bank Account Passbooks, Demat Trading / P&L statements, Property Sale/Purchase Deeds

Common Mistakes & Compliance Risks to Avoid

•Filing ITR based only on Form 16 while omitting bank interest and stock trading shown in AIS (triggers automatic AIS discrepancy notice).

•Not submitting feedback for duplicate AIS transactions.

Frequently Asked Questions

What is the difference between Form 26AS and AIS?

Form 26AS displays only tax payments (TDS, TCS, Advance Tax, Self-Assessment Tax). AIS is a comprehensive 360-degree financial statement that displays ALL reported financial activities (including non-TDS bank interest, mutual fund sales, stock trading, and credit card payments).

Interactive Tax Calculators

Income Tax Calculator

Related Tax Knowledge

Taxpayer Information Summary (TIS)Form 26AS Guide

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🛡️ Educational Disclaimer: FinSetu India is an independent educational guidance and calculation platform. Content is published for general citizen awareness based on applicable laws as of FY 2026-27 (AY 2027-28). We do not provide personalized legal/tax advice or file returns directly. Verify current applicable rules on official portals or consult a qualified Chartered Accountant / Tax Lawyer.