Financial Services
22+ ToolsInvestment Calculators, SIP & Mutual Fund Knowledge
निवेश को समझिए। Calculate कीजिए। अपने financial goals को बेहतर तरीके से plan कीजिए। Learn how SIP, mutual funds, government savings schemes, and long-term financial planning work — with interactive wealth simulators and visual growth scenarios.
SIP Wealth Journey & Market Scenario Visualizer
Standard compounding assumption at 12% annual return.
SIP vs Lumpsum Simulator (एकमुश्त बनाम सिप तुलना)
Best when market is low and full cash is available.
Best for salary earners; reduces market timing risk.
Today's Lifestyle Cost vs. Future Cost
To maintain a ₹50,000/month lifestyle in 20 years at 6% inflation, you will need ₹1.60 Lakh/month.
Mutual Fund 12 Key Metrics Lab (संकेतक निर्देशिका)
1. NAV (Net Asset Value)
Per-unit price of the mutual fund scheme, calculated daily after market closing.
Tells you the price at which you buy or sell mutual fund units on a given day.
Check NAV growth trend over 3-5 years compared to the scheme benchmark.
Everything You Should Know About SIP
1. SIP क्या है?
SIP हर महीने छोटी निश्चित किश्त में म्यूचुअल फंड में अनुशासित निवेश का तरीका है।
2. SIP vs Lumpsum
SIP बाज़ार के समय के जोखिम को कम करता है, जबकि Lumpsum एकमुश्त निवेश के लिए है।
3. Rupee Cost Averaging
जब बाज़ार गिरता है तब आपको अधिक यूनिट्स मिलती हैं, जिससे औसत लागत कम होती है।
4. Compounding का जादू
लंबे समय (15-20 वर्ष) में अर्जित ब्याज पर मिलने वाला रिटर्न मूलधन से बहुत बड़ा हो जाता है।
5. Step-Up SIP Strategy
वार्षिक सैलरी हाइक के साथ SIP 10% बढ़ाने से 20 साल में 40%+ बड़ा कॉर्पस बनता है।
6. Market Correction & Disciplined SIP
बाज़ार में गिरावट के समय SIP रोकना नुकसानदायक होता है; यही यूनिट्स इकट्ठा करने का सही समय है।
Best SIP कैसे चुनें? (Evaluation Factors)
Best SIP चुनने का कोई एक universal answer नहीं है. किसी एक फंड को "Best" घोषित करने के बजाय, निवेशक को अपने वित्तीय लक्ष्य और इन 6 मानदंडों के आधार पर फंड का चयन करना चाहिए:
Investment & Financial Calculators
SIP Calculator
Calculate returns on monthly Systematic Investment Plans with compounding growth charts.
Lumpsum Calculator
Estimate wealth growth on one-time mutual fund investments over your chosen horizon.
CAGR Calculator
Compute Compound Annual Growth Rate for stock, mutual fund, or asset investments.
PPF Calculator
Plan 15-year Public Provident Fund maturity value and interest with tax-free returns.
Fixed Deposit (FD) Calculator
Calculate interest earnings and maturity payout on bank and post office FDs.
Recurring Deposit (RD) Calculator
Estimate returns on monthly recurring bank deposits over custom tenures.
Compound Interest Calculator
Visualize power of compounding with customizable interest frequencies.
Inflation Calculator
Understand future cost of living and purchasing power erosion over time.
Retirement Corpus Calculator
Determine total corpus needed to maintain financial independence post-retirement.
Wealth Creation Planner
Set financial goals and calculate required monthly saving targets.
Government Savings & Social Security Schemes
PPF (Public Provident Fund)
15-year government savings scheme offering EEE tax benefits and sovereign guarantee.
NPS (National Pension System)
Government-sponsored voluntary pension scheme with additional ₹50,000 tax deduction under 80CCD(1B).
Atal Pension Yojana (APY)
Social security pension scheme for unorganized sector offering guaranteed monthly pension ₹1,000–₹5,000.
Sukanya Samriddhi Yojana (SSY)
Government scheme for girl child education & marriage with high interest rates and EEE tax benefits.
PMJJBY (Life Insurance Scheme)
Government life insurance cover of ₹2 Lakhs for ₹436/year premium.
PMSBY (Accident Insurance)
Government accidental death & disability insurance of ₹2 Lakhs for ₹20/year.
Frequently Asked Questions (FAQ)
Need Professional Financial Guidance?
Connect with a verified Indian financial advisor or guidance expert to review your investment goals, asset allocation, and tax planning.