Family Milestone Planner
Life Event Financial & Documentation Readiness
Practical financial milestones, document checklists, and government scheme options for key family events.
Marriage & Joint Financial Planning
Planning joint savings, emergency fund partitioning, nominee updates, and wedding budget management.
Financial Action Plan
- • Establish joint emergency savings fund (3-6 months expenses)
- • Review health insurance coverage options (family floater)
- • Set clear short-term and long-term financial milestones
Required Document Dossier
- • Marriage Certificate application documentation
- • Update bank account nominee details
- • Update PAN & Aadhaar address/surname (optional)
Pregnancy & New Baby Financial Readiness
Budgeting maternity healthcare, newborn insurance additions, and child education goal setup.
Financial Action Plan
- • Review maternity health insurance waiting periods and coverage caps
- • Create dedicated newborn health & immunization reserve fund
- • Initiate Sukanya Samriddhi Yojana (for girl child) or child education fund
Required Document Dossier
- • Birth Certificate application form
- • Newborn addition to family health insurance floater policy
- • Child Aadhaar enrollment documentation
School & Higher Education Financial Planning
Structuring inflation-adjusted savings for school admission, coaching, and university tuition.
Financial Action Plan
- • Calculate inflation-adjusted college tuition requirement (10-15 years out)
- • Automate monthly SIP or PPF investments for education milestone
Required Document Dossier
- • Child school admission document dossier
- • Educational goal tracker record