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Retail & MSME Package ShieldIRDAI Shopkeeper Package Insurance Standards

Shopkeeper & SME Business Protection Guide

Comprehensive all-in-one insurance protection for retail stores, MSME traders, wholesale godowns, and commercial shops against fire, burglary, cash theft, and glass breakage.

What is Shopkeeper & SME Insurance?

दुकानदार और सूक्ष्म/लघु व्यवसाय बीमा क्या है?

Shopkeeper Package Insurance is a bundled commercial policy tailored for retail shop owners, kirana stores, apparel showrooms, electronic retailers, and MSME commercial establishments. Instead of buying individual policies for fire, burglary, money, and glass, shopkeepers get all operational risks bundled into a single policy schedule.

Bundled Coverage Sections

Building & Stock Fire Cover

Covers store building, furniture, fixtures, and inventory stocks against fire, flood, and storm.

Burglary & Housebreaking

Protects against forcible entry, night break-ins, and stolen merchandise from shop premises.

Money in Safe & Transit

Covers cash stolen from counter till, locked safe, or during transit to local bank branches.

Shopkeeper Claim Document Checklist

Original Shopkeeper Package Policy Schedule

मूल दुकानदार पैकेज नीति अनुसूची

Stock Register & GST Purchase Bills

स्टॉक रजिस्टर और जीएसटी खरीद बिल

FIR / Police Intimation Copy (Burglary / Theft)

प्राथमिकी (FIR) / पुलिस रिपोर्ट की प्रति

Daily Cash Counter Register & Bank Deposit Receipts

दैनिक कैश रजिस्टर और बैंक जमा रसीदें

Fire Brigade Station Report (Fire cases)

फायर ब्रिगेड स्टेशन रिपोर्ट

Damage Photographs & CCTVs Footage Evidence

क्षति की तस्वीरें और सीसीटीवी फुटेज

Frequently Asked Questions

Protect Your Retail Shop & Inventory

FinSetu connects Indian shopkeepers and MSME merchants with guidance on comprehensive shopkeeper package policies.