Find Your Bank IFSC Code

How to Find Your Bank IFSC Code

Finding the correct 11-character Indian Financial System Code (IFSC) is essential before initiating any online bank transfer via NEFT, RTGS, or IMPS. On FinSetu India, you can find your IFSC code in two simple ways:

1. Search by Bank & Location (Recommended): Select your bank name (e.g. State Bank of India, HDFC Bank, ICICI Bank), choose your state and city, then pick your specific branch name from the result list to view your IFSC code.
2. Search by IFSC Code: If you already have an 11-character IFSC code, enter it directly into the search bar to verify the official branch name, full address, district, state, and MICR details.

Where to Find the IFSC Code on a Bank Cheque

If you have a physical bank cheque book, your IFSC code is printed clearly on the top left or top header section of every cheque leaf alongside your bank branch address:

• Top Header of Cheque: Look for the line printing bank branch address (e.g. IFSC: SBIN0000300).
• Bank Passbook: Printed on the first page of your bank passbook under account details.
• Mobile & Internet Banking: Visible on your bank account statement summary page under account information.

What is an IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify every bank branch participating in electronic payment networks across India.

• First 4 Characters: Represents the Bank Name (e.g., SBIN for State Bank of India, HDFC for HDFC Bank).
• 5th Character: Always reserved as 0 (zero) for future expansion.
• Last 6 Characters: Uniquely identifies the specific branch location.

Difference Between IFSC Code and MICR Code

When You Need an IFSC Code

You will need to provide an accurate IFSC code whenever you are setting up beneficiary bank transfers, receiving salary deposits, setting up recurring SIP mandates, receiving insurance claim payouts, or transferring money between bank accounts via NEFT, RTGS, IMPS, or net banking.