EPF Withdrawal & Tax Eligibility Assistant
Rule-based decision engine for medical, housing, marriage advances, and Section 192A Income Tax TDS rules.
EPF Withdrawal & Tax Eligibility Assistant
Evaluates partial advances, full settlement, TDS, and Section 192A tax rules.
Source: Income Tax Act Sec 192A / EPF Scheme 1952 (Verified 2026-09-17)
"Potential eligibility based on the information entered"
Eligible Partial Advances
House Purchase / Construction
Limit: Up to 75% of eligible PF balance (under new 3 broad categories). Eligible advance claims up to ₹5 lakh may qualify for auto-settlement.
Minimum 12 months service required under current framework. Eligible auto-settlement claims are processed within three days, subject to applicable conditions and system eligibility.
Income Tax & TDS Summary (Section 192A)
Withdrawal is tax-free as service period is 5 years or more, or amount is under ₹50,000.
Frequently Asked Questions (Fact-Checked)
EPF (Employee Provident Fund) is a statutory savings scheme. The employee contributes 12% of Basic + DA, and the employer matches 12% (split into 8.33% EPS up to the pensionable ceiling, and 3.67% to EPF).