EPF Contribution & Retirement Corpus Calculator
Accurate statutory breakdown of Employee EPF (12%), Employer EPS (8.33%), Employer EPF (3.67%), and CBT-notified 8.25% compound interest projection.
EPF & Retirement Smart Calculator
Accurate monthly split (Employee EPF, Employer EPS, Employer EPF) & EPF balance projection using the applicable annual EPF interest rate and monthly contribution methodology.
Source: EPF Scheme 1952 / CBT 8.25% Illustrative Rate (Verified 2026-09-17)
Actual contribution treatment may depend on applicable EPF provisions, employer/employee option and EPFO implementation instructions.
Monthly PF Split
CALCULATEDProjected Corpus at Age 58
ESTIMATEDEmployer Admin & EDLI
OFFICIAL RULEEDLI provides up to ₹7,00,000 life insurance coverage to employee's family without any employee deduction.
Disclaimer: Corpus projections assume a constant interest rate of 8.25% p.a. (notified by CBT/EPFO) and annual salary hikes. Actual returns will vary as interest rates are declared annually by the Government of India.
Frequently Asked Questions (Fact-Checked)
EPF (Employee Provident Fund) is a statutory savings scheme. The employee contributes 12% of Basic + DA, and the employer matches 12% (split into 8.33% EPS up to the pensionable ceiling, and 3.67% to EPF).